Let’s take a look at the most common reasons why you would take advantage of flexible lease-purchase programs.
Financing Options to Consider When Purchasing Furniture
Alternative financing options have come to aid many people’s pockets. When you want to make a real transformation in your home or office, you probably think of getting fancier furniture or appliances. The contentious issue is how to go about it. Should you buy new...
Beating Debt: Budget Hacks for Americans Living Paycheck to Paycheck
It's a simple fact: Life is expensive. For those striking out on their own for the first time, and for new homeowners, it's easy to become overwhelmed with the cost of living. Many find themselves in the rut of debt while simply trying to make ends meet. While 30% of...
What’s the Harm in Having a Low Credit Score?
Did you know that more than 157 million Americans are in credit card debt? Here’s how a furniture financing calculator can help improve your bad credit.
3 Easy Ways to Improve Your Credit Score
Rebuilding credit takes time, effort, and more than a little financial planning. For more tips on how rebuilding credit can help you, rely on Okinus today.
Prudent Home Purchases for the Newly Wed Partners
Everyone knows that married couples should live together. Unfortunately, moving into your home means that you'll need to consolidate the materials and products that you and your new spouse have accumulated over the years. While it might be easy to purge your closet,...
How To Strategically Purchase Appliances This Year
Discover these strategies to buying appliances on a budget and you won’t have to fear not being able to replace a major appliance again.
5 Signs Your Couch Is On Its Last Legs
It can be hard to let go of old furniture, especially when they helped make some of your favorite memories. When it comes to your couch, this can be one of the hardest decisions of all. Even if you love your couch, however, your couch may not love you back. Here are...
3 Purchases to Make When You Move Out For the First Time
Moving out of your parent's home for the first time can be exciting but more than a little nerve-wracking. However, an estimated 35.5 million Americans will move homes per year, making this big life decision increasingly common. If you're one of the many people moving...
How To Know It’s Time To Replace Your HVAC System
You may feel a sense of relief that your struggling HVAC system made it through another winter and can now take a blissful spring break. However, summer is just around the corner. As you enjoy backyard parties and beach days, you need your home to be a place where you...
How to Pick the Perfect Engagement Ring for Your Sweetheart
Buying the perfect engagement ring for your loved one comes with a lot of pressure. After all, you want to buy the most beautiful ring for a price within your budget. But finding the perfect ring can be a problem, especially if you don't know where to start. It's...
Lease-Purchase Programs 101: How Does It Work?
For many people, making expensive investments isn't feasible with the amount of money in their bank accounts. However, this lack of funds shouldn't dictate whether or not they are able to replace an HVAC system or purchase new furniture. That's where flexible...
3 Ways to Improve Your Home Without Breaking the Bank
Just because your bank account is low on funds doesn't mean you have to deal with a home that's falling apart at the seams. When you need to invest in often costly home repairs, there are methods of making those necessary purchases work for your budget. Now that...
Lease-Purchase HVAC Financing: Your Step-by-Step Guide
When you need to replace your HVAC unit, you don't want to wait. However, especially since the average HVAC unit costs anywhere from $1,000 to well above $10,000 if you need new ductwork installed, we understand that you have concerns about how to afford it. It can...
What is No Credit Needed Financing? Here are Five Things to Know
Millions of Americans are negatively affected by bad credit. In fact, over 43 million Americans have a credit score of 599 or less. This number grows even higher when considering people with no reported credit history. Poor credit conditions make it difficult to...
Vetting Your Options: How to Find Solid Lease-Purchase Programs You Can Trust
About 1/3 of Americans currently have a credit score below 601. If you're among them, you likely feel anxious about how you can get approved for financing options like loans and credit cards to help you afford the things you need. Lease-purchase programs are here to...
Ready to Propose? Five Engagement Ring Financing Options to Consider
Every year, Americans spend roughly $72 billion on their weddings. When you're ready to propose, you know that one of the most important things to splurge on is the engagement ring. You want your other half to have their dream ring -- but the high cost of that...
Planning Ahead: Using a Furniture Financing Calculator to Understand Your Payments
New homeowners and renters alike are finding out how expensive furniture is. In fact, the average renter spends nearly $8,200 to furnish a one-bedroom apartment. Even furnishing a single bedroom can be cost prohibitive. A new bed and matching dressers cost nearly...
Rhinestones for Rent: What to Expect With Jewelry Financing
Looking to add a little glimmer to your wrists, fingers or neckline, but don't love the sky-high price tag? Dream of owning a set of real diamonds but don't have the credit score to qualify for traditional financing? You're in luck. Jewelry financing makes it possible...
Bad Credit, Big Couch: Your Guide to Lease to Own Furniture Financing
The average person spends around $8,100 furnishing their apartment or small home. If you're moving into a new space, this can be a major investment. Yet, even if you're just looking to renovate one space, such as your bedroom set, you're still looking at spending...