Looking to add a little glimmer to your wrists, fingers or neckline, but don’t love the sky-high price tag? Dream of owning a set of real diamonds but don’t have the credit score to qualify for traditional financing?
You’re in luck.
Jewelry financing makes it possible to indulge your inner Holly Golightly without breaking the bank. When you lease-to-own your items, you can make manageable payments on your terms to help you afford that special accessory you’ve been eyeing.
Today, we’re discussing how this process works and what shoppers and retailers alike can expect from it.
Ready to learn more? Let’s get started.
What is Jewelry Financing?
The concept of lease-to-own is nothing new. Most often, it’s associated with real estate transactions, wherein homeowners rent from a landlord for a set amount of time, then those payments are applied toward a mortgage when they’re ready to buy.
Seeing as more people rent their homes now than in the past 50 years, this trend shows no sign of slowing down.
Yet, did you know you can also apply this kind of process toward other purchases? Here’s how it works.
The Basics of Lease-to-Own Jewelry
From electronics and furniture to jewelry and appliances, millions of people opt to finance their big-ticket purchases rather than pay for them up front. Jewelry financing is no exception.
Your lender will have specific terms and max approval amounts, and it’s important to understand those before signing on the dotted line.
For instance, when you sign up to lease your jewelry with us, you’ll set up repayment options on a bi-weekly or semi-monthly schedule, with term options of up to 24 months.
We offer $2,500 max approvals, and qualified customers can purchase an additional approval amount at any time.
Why Lease Your Jewelry?
Looking for a sparkly something for yourself or to give as a gift? Lease to own jewelry can be an ideal setup. Here are a few reasons why.
Immediate Access Your Items
Are you looking to give jewelry to a loved one for an upcoming celebration? You might not have time to save up for it. You also don’t have to make a long-term commitment — an added perk for those whose income isn’t always predictable.
With us, you also don’t have to wait for personal references to come through, as we don’t require them. This means you can get that pair of earrings in your possession quicker than you thought.
No Credit Check Required
Low credit score or no credit? No problem.
Jewelry financing with bad credit is more than possible and is a welcome avenue for those looking to reclaim their financial footing. No credit checks mean your past can’t work against you when you’re ready to apply.
What’s more, as you make timely payments under our program, we’ll report your activity monthly to Equifax and Transunion, helping you build your credit back up. Talk about a win-win.
Find the Jewelry You Love Today
Don’t let your credit history or your current income keep you from owning the jewelry you want to wear or share.
We’ll work with you to put a little sparkle in your pocket and a smile on your face.
Apply now for jewelry financing and see for yourself how easy it can be.