When you start thinking about getting new furniture for your home, purchasing the pieces at full price may seem like the only option. However, there are alternatives to paying that intimidating amount all at once. Zero down furniture leasing gives buyers the opportunity to obtain the furniture they need without emptying their wallets. Let’s take a look at the most common reasons why you would take advantage of flexible lease-purchase programs.
The furniture you need is expensive
Purchasing furniture is almost always going to be a large initial investment. In fact, furniture is the third most expensive item a person will buy during their lifetime, after a house and a car. The larger the piece of furniture is, the steeper the price will be. When your beloved sofa gives out or the old dining room table is starting to look more like a cat’s scratching post, you’re going to be looking at a hefty price to replace it. With zero down furniture leasing, you have the opportunity to get a new sectional or table as soon as you need it and pay it off gradually.
You’re moving into your first home or apartment
Moving is an exciting venture, but it is an expensive one. First, there’s the cost of the space itself in the form of a down payment and mortgage or security deposit and rent. And then you have to face the rental fees for a truck or professional movers and additional expenses to stock your fridge, get your utilities on, and more. Affording furniture to fill your new home on top of all of that is nearly impossible. When you can find financing for furniture, moving to a new home becomes just a little bit easier.
You’re rebuilding your credit
Some people are able to open a new line of credit or obtain a personal loan to fund new furniture, but these options require a great credit score. If you’re in the process of rebuilding credit for whatever reason, those options may not be available to you. This is where no credit needed financing comes into play. You can use flexible lease-purchase programs to get furniture without picture-perfect credit.
Everyone deserves to get the high-quality furniture they need when they need it. Contact Okinus to learn more about zero down furniture leasing today.