Consumer fraud is defined as deceptive practices that lead to financial or other losses to consumers. Victims of crime are commonly led to believe that they are engaging in a legitimate opportunity. But, they are duped by false claims or promises that lead to damages....
Are you preparing for your next vacation? As exciting as going out of town is, it's also a time when your credit is vulnerable. People use their credit cards more often to cover their vacation expenses. Credit cards are an easy way to pay for goods and services. They...
The Federal Trade Commission reports that consumers lost nearly $6 billion to fraud in 2021. Statistics show that the problem rose by more than 70% since 2020. Criminals manipulate personal information of unassuming individuals and businesses to obtain credit cards....
According to the National Retail Federation, nearly $61.7 billion was lost by shrinkage in 2019. So facing consumer fraud is no new challenge for most retailers. However, your business could benefit immensely from implementing fraud preventing measures and educating...
In this segment of Designing Spaces, we learn about an Atlanta firm that helps those who might be facing a credit situation as even good, honest people can find themselves faced with this situation at times. But the experts at Okinus Credit Solutions feel that a good...
Purchasing high-end merchandise is no cakewalk. It requires prior planning and accurate budgeting, or else you risk going broke. Whether you wish to purchase high-end designer bags, clothes, or even jewelry, consider opting for credit solutions instead of paying cash...
Considering replacing your HVAC system? You'll need to be mindful of the costs. Because whether you're replacing it or buying a new one, a good HVAC system can easily cost you anywhere between $4,000-$10,000. This is why going for the right kind of credit solution can...
Buying furniture is not an easy ask—be it for your mind or your pockets. After all, the furniture-buying process can take a toll on your wallet, particularly if you're having to relocate at a moment's notice; a feature that has become the norm for numerous people,...
Buying residential electronic appliances of any kind is not an optional activity for most. However, it can create a dent in your pockets if you're not smart about your spending habits. This is where purchasing electronic appliances using credit solutions can come in...
It is a truth universally acknowledged that modern homes cannot function without electric appliances. If you feel like one of your home electronic appliances is nearing the end of its lifespan and are worried about the cost of replacing it, this blog is for you. Keep...
A comfortable home makes a happy family. So as your family grows and changes, your home decor also needs to be improved to match their needs. Unfortunately, home improvement projects aren’t always cheap and can be quite a strain on your pockets. In these cases, a home...
If you are thinking about selling your home or refinancing soon, it is time to take a look around and try to see your home through the eyes of the buyer or appraiser. Areas of your home that have seen better days can cost you money when it comes time to sell or...
One of the most important metrics we can pay attention to is our buying power. When your heater needs replacing, the couch needs an upgrade, or it's time to buy that special piece of jewelry, knowing your credit will allow you to make those purchases when you want to...
Personal credit is one of those areas in life that not many people are overly comfortable talking about. If you've struggled with effectively managing your credit in the past, its effect can haunt you for years. By following the personal credit management tips that we...
Whether you're building a new home or just looking to replace your existing HVAC system, it can be costly. HVAC systems are a large investment for most people, and sometimes, looking into purchase options can help your new system better fit into your current budget....
As we start a new year, it may be time to refresh your home. Refurnishing is a great way to start off the next chapter in your life and enjoy spending some more time relaxing at home. There are many credit options to help you afford your new home refurnishing project....
When it comes to jewelry, most of us know that it can get real expensive real quick. Fortunately, there are many purchase options available to you. If you're on the fence about whether to use these purchase solutions, here are some great benefits of utilizing them...
Valentine's Day has a way of sneaking up on everyone. If you have a special someone this year that you would love to show your appreciation for, jewelry is probably high on your list of things to get. If you don't have the cash on hand, you can consider applying for...
Credit cards are convenient and secure. They make budgeting more manageable, and they can even earn rewards. And no, you don’t have to go into debt, and you don’t have to pay interest. Many of us use credit cards irresponsibly and end up in debt. However, contrary to...
Although bad credit may make you hesitant to purchase some items, it should not prevent you from buying a token of affection for your loved one. Continue reading to learn more about jewelry purchasing options for individuals with bad credit. Purchasing Jewelry With...
Strong credit scores are more than just a matter of pride. They can also make borrowing more accessible and more affordable for you. For instance, if you want to buy a house, a high credit score could help you qualify for a mortgage. You may be able to secure a great...
The holidays are a time of giving, and for many, it is also when they are hit the hardest financially. Don’t let bad credit ruin your mood this season. With Okinus Credit Solutions, options are available to keep your festivities full of holiday cheer. In this article,...
Are you one of the over 43 million people in America with a credit score of 599 or less? Unfortunately, this situation can be very upsetting when financing electronics. Here's what you need to know about this process to minimize your frustration and keep your finances...
Credit solutions are available to help you get what you and your family need without having top-of-the-line credit.
You can take advantage of flexible lease purchase programs to avoid unplanned spending of too much money on unexpected expenses.
There are many purchases that people make which require financing. The vast majority of people finance their house, their car, their education, and so much more. It makes sense that programs like this would naturally extend to other items as well. Namely, people are...
Redecorating your home brings a breath of fresh air into your living space. While redecorating can be exciting, it can also be expensive. When looking for furniture, you want to select quality furniture that can stand the test of time. You should consider replacing...
Many new homeowners have found that financing for appliances, new furniture, and more keeps financial stress down.
It's not uncommon for homeowners to consider replacing their water heater. But before you go through with the installation, it's important to know what you might be in for. In this article, we break down five things to consider when purchasing a new water heater. 1....
Financing for appliances gives you the option to choose the best system, not the cheapest. Read on to learn more.
According to FICO, no more than 1% of Americans can boast about having a good credit score. Here’s how you can go about rebuilding credit.
If you haven’t saved enough money to buy the engagement ring, there are plenty of customer financing options available.
With rent to own furniture, you can upgrade your work-from-home setup without breaking the bank. Read on to learn more!
Before you visit Okinus Furniture Dealers, let’s clear all myths about lease purchase options for rent to own furniture.
In today's fast-paced world, we rely on the appliances in our homes to make life easier and convenient for us. That is why it can be a downer if your appliances break down. However, it's normal for even the sturdiest appliances to eventually need replacement. Knowing...
Okinus is a fast and friendly lease-purchase program provider that offers instant approvals of up to $8,000 with no credit needed. We provide much-needed options to consumers who really need it.
New electronics don’t have to be out of reach. Here are five reasons why you should opt for a lease-to-own program for financing electronics.
Appliance financing lets you determine the size of your payments so you can purchase quality appliances that you normally wouldn’t afford.
Flexible lease purchase programs let you make monthly payments. Here are circumstances you should consider jewelry financing.
Zero down furniture leasing means you don’t have to pay down payments, rolling the final cost to monthly payments. Read on to learn more.
Financing for furniture is a great way to get the furniture you want now and pay for it later. Here are more benefits of furniture financing.
Okinus is a fast and friendly lease-purchase program provider that offers instant approvals of up to $8,000 with no credit needed. We provide much-needed options to consumers who really need it.
When it comes to planning for the birth of a child, there is a lot to consider. One of the most significant is designing their room in the months before they arrive. However, when trying to buy everything your baby needs, you can quickly end up breaking the bank. This...
When it comes to finding the best laptop for your job, you may not know where to get started. Read on for tips, including laptop financing.
Over 157 million consumers have credit card debt. This makes it hard to get a loan to decorate your apartment with essential products. Okinus approves loans up to $6,000 for consumers who have credit problems so you can get the financing for furniture you need. Loans...
HVAC systems can last, on average, 12 years. And when they break down, choosing a new HVAC system can be challenging, and figuring out how to pay for it even more so. Thankfully, there are quick and easy solutions to both of these problems. Finding the Right HVAC...
Having a computer when you're headed to college can be a must-have. However, not everyone has a reliable laptop or can afford to buy one outright. Thankfully, there are options that allow you to lease purchase electronics like this so that you can get what you need...
An engagement ring is a symbol of your love that your spouse will wear for the rest of their life. Because of the significance of an engagement ring, it's important that you don't settle for less than you want. However, engagement rings can easily become an expensive...
Having a high credit score can come in handy for a variety of reasons. Things like getting a car or home loan are easier with good credit and you can usually get better interest rates. It opens up better finance options so that you can have the things and the life...
You need something essential — glasses, a furnace or air conditioner, a water heater, or a stove — but do not have the savings to pay for it. This is not an unusual situation. In fact, most Americans are unable to withstand a surprise expense, even an essential one....
