As a homeowner, you probably have a dream home in mind. However, making the necessary improvements to make your dream home a reality can cost you a lot of money. Most homeowners turn to personal loans to afford home renovations, but that might not always be the best...
5 Tips to Rebuild Your Credit While Using Credit Purchase Solutions
A good credit score can make your financial life a lot smoother. However, rebuilding your credit score can take you a lot more time and effort than building it from scratch. So what do you do about all those much-needed home upgrades when your credit score is bad? In...
Why Lease-Purchase Solutions Are Better for Your Credits Score
It can be difficult to make upgrades to your home when you do not qualify for home equity loans and are not in a position to use credit cards. In these cases, lease-purchase solutions might be your best option. Not only do you not need a high credit score to qualify...
Discover Purchase Solutions for Wedding Jewelry
Many couples plan to tie the knot during the warm summer months but often lack the substantial credit history to buy what they desire. This summer, discover several purchase solutions that can help cover the cost of your wedding jewelry. How to Find Affordable...
What Is Consumer Fraud And What Does It Mean For You?
Consumer fraud is defined as deceptive practices that lead to financial or other losses to consumers. Victims of crime are commonly led to believe that they are engaging in a legitimate opportunity. But, they are duped by false claims or promises that lead to damages....
Tips to Help You Keep Your Credit Safe on Vacation
Are you preparing for your next vacation? As exciting as going out of town is, it's also a time when your credit is vulnerable. People use their credit cards more often to cover their vacation expenses. Credit cards are an easy way to pay for goods and services. They...
Protecting Yourself From Consumer Fraud
The Federal Trade Commission reports that consumers lost nearly $6 billion to fraud in 2021. Statistics show that the problem rose by more than 70% since 2020. Criminals manipulate personal information of unassuming individuals and businesses to obtain credit cards....
Tips to Prevent Consumer Fraud at Your Retail Outlet
According to the National Retail Federation, nearly $61.7 billion was lost by shrinkage in 2019. So facing consumer fraud is no new challenge for most retailers. However, your business could benefit immensely from implementing fraud preventing measures and educating...
Selecting The Right Home Improvement Credit Solution
In this segment of Designing Spaces, we learn about an Atlanta firm that helps those who might be facing a credit situation as even good, honest people can find themselves faced with this situation at times. But the experts at Okinus Credit Solutions feel that a good...
How to Use Credit Solution Options to Purchase High-End Merchandise
Purchasing high-end merchandise is no cakewalk. It requires prior planning and accurate budgeting, or else you risk going broke. Whether you wish to purchase high-end designer bags, clothes, or even jewelry, consider opting for credit solutions instead of paying cash...
What You Need to Know Before Choosing Credit Solutions for HVAC Replacement
Considering replacing your HVAC system? You'll need to be mindful of the costs. Because whether you're replacing it or buying a new one, a good HVAC system can easily cost you anywhere between $4,000-$10,000. This is why going for the right kind of credit solution can...
The Top 3 Benefits of Buying Furniture with Credit Solutions
Buying furniture is not an easy ask—be it for your mind or your pockets. After all, the furniture-buying process can take a toll on your wallet, particularly if you're having to relocate at a moment's notice; a feature that has become the norm for numerous people,...
Why Use Credit Solutions to Purchase Residential Electronic Appliances
Buying residential electronic appliances of any kind is not an optional activity for most. However, it can create a dent in your pockets if you're not smart about your spending habits. This is where purchasing electronic appliances using credit solutions can come in...
Affordable Ways To Buy High-End Home Appliances
It is a truth universally acknowledged that modern homes cannot function without electric appliances. If you feel like one of your home electronic appliances is nearing the end of its lifespan and are worried about the cost of replacing it, this blog is for you. Keep...
How Can You Upgrade Your Home When You Have Bad Credit?
A comfortable home makes a happy family. So as your family grows and changes, your home decor also needs to be improved to match their needs. Unfortunately, home improvement projects aren’t always cheap and can be quite a strain on your pockets. In these cases, a home...
Home Renovation Purchasing Solutions that Will Get You Your Money Back
If you are thinking about selling your home or refinancing soon, it is time to take a look around and try to see your home through the eyes of the buyer or appraiser. Areas of your home that have seen better days can cost you money when it comes time to sell or...
A Guide to Managing Your Credit
One of the most important metrics we can pay attention to is our buying power. When your heater needs replacing, the couch needs an upgrade, or it's time to buy that special piece of jewelry, knowing your credit will allow you to make those purchases when you want to...
5 Ways to Manage Your Credit
Personal credit is one of those areas in life that not many people are overly comfortable talking about. If you've struggled with effectively managing your credit in the past, its effect can haunt you for years. By following the personal credit management tips that we...
Benefits of Financing a New HVAC System
Whether you're building a new home or just looking to replace your existing HVAC system, it can be costly. HVAC systems are a large investment for most people, and sometimes, looking into purchase options can help your new system better fit into your current budget....
Credit Options to Refurnish Your Home
As we start a new year, it may be time to refresh your home. Refurnishing is a great way to start off the next chapter in your life and enjoy spending some more time relaxing at home. There are many credit options to help you afford your new home refurnishing project....
The Benefits of Purchasing Jewelry on Credit
When it comes to jewelry, most of us know that it can get real expensive real quick. Fortunately, there are many purchase options available to you. If you're on the fence about whether to use these purchase solutions, here are some great benefits of utilizing them...
Valentine’s Day Tips for Applying for Credit
Valentine's Day has a way of sneaking up on everyone. If you have a special someone this year that you would love to show your appreciation for, jewelry is probably high on your list of things to get. If you don't have the cash on hand, you can consider applying for...
4 Reasons to Use Your Credit Card For Every Purchase
Credit cards are convenient and secure. They make budgeting more manageable, and they can even earn rewards. And no, you don’t have to go into debt, and you don’t have to pay interest. Many of us use credit cards irresponsibly and end up in debt. However, contrary to...
How to Buy Diamond Jewelry with Bad Credit
Although bad credit may make you hesitant to purchase some items, it should not prevent you from buying a token of affection for your loved one. Continue reading to learn more about jewelry purchasing options for individuals with bad credit. Purchasing Jewelry With...
How to Manage Your Credit Score in 2022
Strong credit scores are more than just a matter of pride. They can also make borrowing more accessible and more affordable for you. For instance, if you want to buy a house, a high credit score could help you qualify for a mortgage. You may be able to secure a great...
Taking Care of Your Credit During the Holiday Season
The holidays are a time of giving, and for many, it is also when they are hit the hardest financially. Don’t let bad credit ruin your mood this season. With Okinus Credit Solutions, options are available to keep your festivities full of holiday cheer. In this article,...
Financing Electronics With Bad Credit
Are you one of the over 43 million people in America with a credit score of 599 or less? Unfortunately, this situation can be very upsetting when financing electronics. Here's what you need to know about this process to minimize your frustration and keep your finances...
Credit Solutions to Help You Get What You Need
Credit solutions are available to help you get what you and your family need without having top-of-the-line credit.
How to Plan for Unexpected Expenses
You can take advantage of flexible lease purchase programs to avoid unplanned spending of too much money on unexpected expenses.
Financing & Payment Plans for Glasses
There are many purchases that people make which require financing. The vast majority of people finance their house, their car, their education, and so much more. It makes sense that programs like this would naturally extend to other items as well. Namely, people are...
Redecorating Your Home? How a Furniture Financing Calculator Can Help
Redecorating your home brings a breath of fresh air into your living space. While redecorating can be exciting, it can also be expensive. When looking for furniture, you want to select quality furniture that can stand the test of time. You should consider replacing...
Money Saving Tips for New Homeowners
Many new homeowners have found that financing for appliances, new furniture, and more keeps financial stress down.
5 Things to Consider Before Purchasing a New Water Heater
It's not uncommon for homeowners to consider replacing their water heater. But before you go through with the installation, it's important to know what you might be in for. In this article, we break down five things to consider when purchasing a new water heater. 1....
Is it a Good Idea to Finance a New HVAC System?
Financing for appliances gives you the option to choose the best system, not the cheapest. Read on to learn more.
Proven Ways to Rebuild Credit
According to FICO, no more than 1% of Americans can boast about having a good credit score. Here’s how you can go about rebuilding credit.
3 Ways to Pay for the Engagement Ring Before Popping the Question
If you haven’t saved enough money to buy the engagement ring, there are plenty of customer financing options available.
Upgrade Your Work From Home Setup With Rent to Own Furniture
With rent to own furniture, you can upgrade your work-from-home setup without breaking the bank. Read on to learn more!
Bad Credit? Your Guide to Furnishing Your New Home
Before you visit Okinus Furniture Dealers, let’s clear all myths about lease purchase options for rent to own furniture.
Common Warning Signs You Need New Appliances
In today's fast-paced world, we rely on the appliances in our homes to make life easier and convenient for us. That is why it can be a downer if your appliances break down. However, it's normal for even the sturdiest appliances to eventually need replacement. Knowing...
How to Affordably Furnish a New Home
Okinus is a fast and friendly lease-purchase program provider that offers instant approvals of up to $8,000 with no credit needed. We provide much-needed options to consumers who really need it.
Transform Your Home With Electronics Financing
New electronics don’t have to be out of reach. Here are five reasons why you should opt for a lease-to-own program for financing electronics.
New Home? You May Want to Upgrade the Appliances
Appliance financing lets you determine the size of your payments so you can purchase quality appliances that you normally wouldn’t afford.
3 Circumstance to Consider Jewelry Financing
Flexible lease purchase programs let you make monthly payments. Here are circumstances you should consider jewelry financing.
4 Tips When Working With Zero Down Furniture Leasing
Zero down furniture leasing means you don’t have to pay down payments, rolling the final cost to monthly payments. Read on to learn more.
4 Benefits of Financing for Furniture
Financing for furniture is a great way to get the furniture you want now and pay for it later. Here are more benefits of furniture financing.
Furnishing Your Home: How Homeowners Afford Expensive Furnishings
Okinus is a fast and friendly lease-purchase program provider that offers instant approvals of up to $8,000 with no credit needed. We provide much-needed options to consumers who really need it.
Simple Ways to Decorate a Baby Room on a Budget
When it comes to planning for the birth of a child, there is a lot to consider. One of the most significant is designing their room in the months before they arrive. However, when trying to buy everything your baby needs, you can quickly end up breaking the bank. This...
How to Find the Right Laptop for Work
When it comes to finding the best laptop for your job, you may not know where to get started. Read on for tips, including laptop financing.
How Can I Make Decorating a New Apartment More Affordable?
Over 157 million consumers have credit card debt. This makes it hard to get a loan to decorate your apartment with essential products. Okinus approves loans up to $6,000 for consumers who have credit problems so you can get the financing for furniture you need. Loans...
How to Find the Right HVAC System for Your Home
HVAC systems can last, on average, 12 years. And when they break down, choosing a new HVAC system can be challenging, and figuring out how to pay for it even more so. Thankfully, there are quick and easy solutions to both of these problems. Finding the Right HVAC...