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Bad Credit, Big Couch: Your Guide to Lease to Own Furniture Financing


The average person spends around $8,100 furnishing their apartment or small home.

If you’re moving into a new space, this can be a major investment. Yet, even if you’re just looking to renovate one space, such as your bedroom set, you’re still looking at spending thousands of dollars.

Are you prepared to put down that kind of money? If not, it’s time to consider furniture financing.

When you lease-to-own your furniture, you can get the items you need in your home as quickly as possible, without having to stress over paying for them all at once.

Today, we’re taking a look at how you can buy furniture this way, and why it’s an ideal option for you. Ready to learn more? Let’s get started!

Why Choose Furniture Financing?

Are you ready to change up the way your interior looks? Are you tired of settling for build-your-own furniture that falls apart after a few months? Are you ready to invest in a few high-quality pieces that will stand the test of time?

If so, you’ve likely done your research. You may have even spotted the items you want online, which makes you part of a growing trend. Research reveals that the e-commerce furniture and home furnishings market grew to more than $65 billion in 2018!

While it can be fun to browse both online and in-store, it only takes one look at a dresser price tag to make that daydream fizzle.

You may not be ready to pay for everything all at once, and that’s OK. Here are a few reasons why it’s wise to pursue easy furniture financing.

Payments on Your Terms

With our lease-to-own furniture program, you can schedule repayments on a bi-weekly or semi-monthly basis depending on what works for you. There are even longer-term plans that span up to 24 months.

If you’d rather own your items quicker, you can participate in our 90-day early payment option.

Quick Approval Process

Need to buy furniture with bad credit? We can help.

Without any personal reference checks required, you’re one step ahead of traditional leasing programs. The rest of the application process is quick and simple, even featuring a zero-down lease option for qualifying participants.

Smart Financial Planning

With approvals of up to $6,000 and the opportunity to obtain an additional approval amount as needed, you can better plan for your future furniture purchases.

Moreover, as you may timely repayments, we’ll report them to two of the top credit bureaus, Equifax and TransUnion, so you can build your credit score back up.

Furnish Your Home on Your Terms

Don’t waste time and lose heart by sitting and staring at the empty rooms around you. Today, there are more ways than ever before to fill your spaces with things you love.

The best part? You don’t have to spend your entire paycheck doing so.

Furniture financing can help you transform your house into a home, while still helping you preserve your savings and build your credit.

Apply now to learn more about what we offer and get started. Your dream couch is waiting!

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