Get to know us
About Okinus Lease Purchase
Okinus (oh-kin-us) is a fast and friendly lease-purchase program provider that offers instant approvals of up to $8,000 with no credit needed. We provide much-needed options to consumers who really need it. Our approvals help good people bring home what they want, when they need it – with no embarrassment of rejection or long waits for approvals.
We understand that many good people may have not-so-great credit. Our founder grew up in the furniture and financing businesses. Having seen hard-working individuals struggle for basic comforts, he decided to do something to help, so in 2004, Okinus was created with those exact families in mind.
Our process is as easy as 1, 2, 3! No credit needed and instant decisions.
Fast and Easy paperless application with instant decisions up to $8,000.00.
Pick your Okinus retailer from our partner map and go shopping.
Take It Home
Pick your payment schedule, sign your lease, and take home what you need today!
With a variety of retailers across the United States, generous approval amounts, and flexible repayment terms, we are sure to have a solution to fit your needs. Take a look at our partner map.
Don’t take it from us, check out what our customer’s are having to say!
What Our Customers Are Saying
Customer First, Always!
I have used this company for at least the last 6-7 years as needed. Never have had a single issue! Will continue to use them, they make the process so easy. Approval is quick and any time I have called customer service not one issue has ever occurred and solved or answered at that moment!
– Royzetta Hayes
I called to pay off the items I purchased and was warmly greeted by Martha Avila! She was kind and friendly and very helpful. This company has been very helpful with furnishing my home! I greatly appreciate them.
Walter Estrada provided excellent service in answering all my questions and creating a solution that matched my needs. He was courteous and listened very well, making me feel honored and valued as a customer.
– Dawnelle Hyland
Okinus Care Plus
We also offer an additional layer of protection when you add our Okinus Care Plus plan. With features including involuntary unemployment payment waiver, accident and sickness waiver, discount health and wellness services, and much, much more. Click here for details