Okinus (Oh-Kin-Us) is a fast and friendly lease-purchase program provider that offers instant approvals of up to $8,000 with no credit needed. We provide much-needed options to consumers who really need them. Our approvals help good people bring home what they want when they need it – with no embarrassment of rejection or long waits for approvals.
We understand that many good people may have not-so-great credit. Our founder grew up in the furniture and financing businesses. Having seen hard-working individuals struggle for basic comforts, he decided to do something to help, so in 2004, Okinus was created with those exact families in mind.
As the largest independent provider of lease-purchase programs in the industry, Okinus is seen as a second chance for consumers and a way to begin rebuilding credit. All of our representatives genuinely care about providing the best quality consumer, contractor, and retailer experience possible. That commitment to quality is backed by a significant investment in our technology, positioning us among the industry’s most trusted partners in communities across the country.