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With the flexible lease-purchase bad credit financing options available at Okinus, you can buy the appliances you need regardless of your credit score.

How can I keep my debt under control? Here are some of the best ways to improve your credit situation with customer financing.

Looking to make that special day even better? Rely on Okinus for the jewelry financing you need.

Let’s learn about four signs that it may be time for you to invest in new glasses or contact lenses through optical finance options.

Flexible lease-purchase programs can help you find the ring of your dreams. Rely on Okinus to help your engagement go without a hitch.

Zero down furniture leasing is the best way to prepare for colder weather. Before you bring your favorite activities indoors, rely on Okinus to craft the perfect entertaining space.

With a furniture financing calculator, any investment is attainable. Rely on Okinus today when you’re ready to make savvy investments for your home.

HVAC financing options, such as lease-purchase programs, can make buying a furnace possible. Contact Okinus today for more information.

Lease-purchase programs allow homeowners to replace their old HVAC systems with greater ease. You can get financing for HVAC replacements with little to no upfront cost and pay off the appliance over time. The payments are spread out in manageable monthly installments...

Are you planning to decorate your new apartment? Are you worried that you may not have enough funds to buy the furniture arrangement you like? Rather than purchasing new pieces, it may be an excellent option for you to lease-purchase your furniture instead. Is...

Having poor or lousy credit is burdensome and limiting. A credit score that is at or below 619 on the FICO score is classified as bad, and it can hold you back in life in countless ways. Bad credit can make insurance more costly for you through higher premiums. If you...

Budgeting can be a critical part of your financial health, helping you repay past debts and save for the future. Here are five tips for budgeting: Discipline Before creating a budget, put some thought into the steps that will help you maintain the discipline to stick...

Can't take the cold or the heat anymore? Whether it is getting a new HVAC system or replacing the one you have, this could be a nightmare thanks to the high costs. A heating, ventilation, and air conditioning system can cost between $2,000 and $15,000. Breathtaking,...

When examining finance options for large purchases, such as jewelry financing, HVAC financing, or furniture financing, you may find many options available. However, these options typically boil down to either a loan or a lease. But what are the differences in the...

Buying good quality furniture helps turn your home into a place you enjoy staying and not just a roof over your head. While buying good furniture is not a cheap affair, the value it gives makes it a high priority for many people. In fact, spending money on furniture...

Have you ever tried lease-purchase programs? Did you know that they have early payment options and there is often no credit needed financing? So, why don't more of us take advantage of such offers? It's mostly because we've been taught or experienced how credit card...

Buying a new water heater is something most people hope to never have to do, yet it’s a part of homeownership, nonetheless. Don’t let this unexpected expense cause you unnecessary stress. Read on for four tips that can help make the process of buying a new water...

You pride yourself on your cooking abilities. Your friends and family always want to come over for dinner, and you can make a tasty meal with even the most meager of supplies. Still, it would be nice to have the kitchen you have always wanted. With lease to own...

New furniture or a state-of-the-art HVAC unit are great ways to spruce up a home, but affording either can be difficult. Many people pay for new furniture or HVAC systems using a credit card or loan, but lease to own programs may be better for many people. Many stores...

Adding environmentally friendly features to a home is becoming a common reason for upgrading a home, according to a 2018 survey by the National Association of Home Builders. Although such an upgrade requires an investment of money, the return on that investment, in...

The pain of spotting your dream couch in a store when you have no way to afford it can haunt you for long. What’s more, your credit rating could not be that appealing, meaning that your financing options are limited. Luckily, the good news is, even with a bad credit...

The majority of people get married in their late 20s. Once that happens, it’s time to start looking for furniture, appliances, and electronics to furnish their new home with. Unfortunately, for many people, renting or buying a home costs as much as they can manage --...

Buying new furniture can be fun, but it can also be a hassle. There’s furniture financing options to contend with, different colors and fabrics to choose from, and logistics to work out, all while you deal with the rest of your daily routine. When you want to stress...

Over 35 million Americans move every year, with about 80% of those moves occurring during the summer. As peak moving season winds down, what lessons can be learned for your next move? Here are five tips for reducing moving costs: Get New Stuff While it may seem...

Lease-purchase programs are designed for people who have no credit or who are building credit. One candidate for these finance options is the typical college student. With no credit history, students would typically not qualify for loans. Moreover, while college...

Rebuilding credit can be frustrating and overwhelming on its own but rebuilding credit when you need to make a furniture purchase can be downright daunting. It doesn’t have to be a scary process, though, and there are solutions out there to help you get financing for...

People tend to want to just turn on the air conditioner and have it work. However, air conditioning systems typically have a life span of about 12 years. Aside from the finance options for a new air conditioner, the major considerations for a new air conditioner are...

Moving to a new home can be expensive. If you're renting you have to come up with the first month of rent and the security deposit, as well as any pet fees you may have to pay. If you're buying you have to have a solid down payment to get a loan. The last thing you...

Credit cards. No one wants them and somehow we all have them. With over 157 million Americans in credit card debt, the prospect of paying for necessities like furniture is daunting. Then there are the purchases that are an emergency like plumbing or HVAC problems. If...

Depending on your dorm set up, it's possible that you might have some important things you need to buy. You might need a bed, a new computer for school work, and maybe a comfortable computer chair for long nights spent studying. You might even want a new television...

Even though about 67% of movers stayed in the same country in 2017, moving can still be difficult. In fact, it can be difficult if you're just moving down the street. There's a lot of paperwork to handle, address changes to make, and more. Not to mention having to...

Moving into a new home is an exciting thing, but it can also be a bit stressful. This is especially true if you're in need of furnishings but don't have a lot of money to work with. Furniture can be expensive and you might be wondering how you're going to buy...

Appliance and furniture financing might not be completely necessary for you if you have the money to buy what you want. However, it is still an option that offers some added benefits. Depending on your situation, you may want to choose finance options instead of...

New appliances certainly aren't cheap and you can never be sure when you might be in need of one. If your washer or dryer breaks down or your fridge stops working, that can be a huge inconvenience for your everyday life. The percentage of Americans who have...

When you need to replace an old couch or dining room table, you have many options. Many people, however, do not like the idea of used furniture. For them, used furniture means dirty and damaged furniture that must be cleaned and repaired. Furniture from a thrift store...

Good credit is very important in modern American society. Credit scores can affect not only a person's ability to obtain credit cards and receive approval for financing for appliances, cars, or homes, but credit scores are also used to determine whether a person is...

Having a high credit score can come in handy for a variety of reasons. Things like getting a car or home loan are easier with good credit and you can usually get better interest rates. It opens up better finance options so that you can have the things and the life...

You need something essential -- glasses, a furnace or air conditioner, a water heater, or a stove -- but do not have the savings to pay for it. This is not an unusual situation. In fact, most Americans are unable to withstand a surprise expense, even an essential one....

  Being a homeowner can be a great thing for a lot of reasons. Mortgage payments are often much cheaper than paying monthly rent and you can make whatever changes you want to your home. The freedom of knowing that the home you live in belongs to you is wonderful....

An engagement ring is a major investment. The average cost of an engagement ring in the United States is $5,680 and this number is only expected to grow. But how many among us know what we are getting for that price, or even if the engagement ring is a good deal at...

Did you know that 67% of married individuals lived with at least one partner before marriage? Your partner’s previous intimate relationships probably isn’t something you want to think about while you’re preparing a new home for the two of you. How to acquire good...

After bankruptcy, it becomes hard to make a big ticket purchase. You will more often than not have to buy an appliance. Be it a refrigerator, furniture, stove or washer; you will have to replace them. It will cost you thousands of dollars were you to buy the appliance...

A laptop is a useful device. It can help further your education, unlock your creative potential, and even help you learn about the world around you. So it's no wonder that it's a sought after piece of technology for many people. However, due to their high price point,...

So you have a new house; maybe it is the first house you have ever bought or maybe you just moved a little closer to your work or to a better school zone for your kids. It's estimated that 35.5 million Americans are moving each year no matter what the reason and all...

Finding ways to save energy is good for your household, your budget, and for the environment, which is why many homeowners are opting to switch to more efficient appliances. This initial investment can wind up saving you big dollars over time, and if you are worried...

You want to get nice things for your house, and you want your home to be pristine and beautiful. However, you don't have a lot of money. You also are thinking of proposing and want to get married, but the same problem exists: you lack funds. Luckily, jewelry financing...

Did you know that Energy Star appliances are known to use around 10% to 50% less energy than other standard appliances? However, replacing a major appliance is quite an expense and can become a burden if you have bad credit or no credit at all. Any major appliance...

If you have bad credit and can’t fathom a way to own beautiful furniture or appliances, you should know about rent to own furniture. Being able to rent to own offers you the option to pay as you go, meaning that you don’t have to pay an upfront sum. It chunks down the...

You've just walked across the stage and received your hard-earned diploma. While you surely feel relieved to be free of class schedules, final papers, and college campus living, there is also an acute sense of dread about your impending independence. Because with...

Find out how you can still apply for financing to purchase your household item, even if you don’t have a picture-perfect credit score.