Did you know that nearly 75% of Americans own a laptop or home computer? With electronics becoming a more integral part of day to day life, it can be stressful when you suddenly need a new laptop. Thankfully, there are easy ways to finance new electronics with lease purchasing. If you’ve been curious about laptop financing, check out these quick facts.
What Is Laptop Financing?
This method of buying involves using a lease to pay off a device. Instead of needing the full payment upfront, you can make the expense more manageable by making small payments over the course of up to 24 months.
What Kind Of Credit Rating Is Required?
You do not need any credit to enjoy the benefits of lease-purchase programs. Applicants will also not need a personal reference to apply.
What Are My Payment Options?
Applicants have the option of making bi-weekly or semi-monthly payments. Customers also have the option of enjoying a zero down lease option and will be able to choose a repayment plan of up to 24 months.
Are There Early Repayment Options?
Yes, you can choose from 30, 60, or 90-day early repayment options. You will be able to choose from multiple lease options, so please feel free to reach out if you need any assistance.
What Are The Benefits Of Lease To Own Programs?
There are many benefits these flexible lease-purchase programs have to offer, including:
- You do not need the full payment upfront to start using your leased device.
- You can have up to $300 of your rental repayment plan waved every month if you are unemployed, or if you become unemployed during your repayment period.
- Monthly reporting to Equifax and Transunion can help you rebuild a bad credit score, or give you a head start on building a good credit history.
What Other Financing Options Are There?
In addition to laptop financing, Okinus also offers:
- Optical financing
- Furniture financing
- Jewelry financing
- HVAC financing
- Water heater financing
Final Thoughts
Lease-purchase repayment plans are an easy and convenient way to finance a new laptop. With no references or credit reports needed, you will know immediately if you have been approved. All you need to do is complete the application and you will be on your way to owning a new device. Contact Okinus for more information about your new laptop payment options today.
