*The Express Pay Options are very flexible options. You do not have to select an option at the time you sign the lease. You choose the options based on your lease start date and when you would like to pay off. THE QUICKER YOU PAY OFF THE LEASE THE LESS IT WILL COST YOU! We also offer significant discounts for early payoffs after the 9 months but prior to the end of the contract. Call us at 855-330-3959 with any questions.